Giving is an integral part of personal finance, and belongs in everyone’s budget. Allocating part of your budget to charitable giving can help improve both your finances and your perspective. The first reason is because allocating a certain dollar amount or percentage to giving will force you to live on less for yourself. The second reason is because there’s a good chance some of your extra dollars can do better work somewhere other than your miscellaneous spending. How far do your charitable dollars go? It doesn’t take a lot of money to make a big difference. As little as $25 might not even be missed by you, but can have a major impact on an organization in your community. Think of the way you spent your last $25: a dinner out? A new t-shirt? Can you even remember? (I can’t!) Now think of what a $25 donation could do for… […]
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