We all have that friend or family member (or many) that are terrible with money. They spend more than they earn, use credit cards with abandon, think only in the context of the monthly payment. They’re going to save for retirement “later,” they don’t have an emergency fund, and they think insurance is for people that aren’t careful. They shop when they’re sad or happy or bored. They buy things they can’t afford because they “deserve” them. And so on. We all know this person. We’ve actually all probably been this person at one point or another. So how do we get them to stop their bad behavior and join us in the light of good credit and ample savings? Well, you can’t. You can’t save your friend’s money If you’ve got your finances in order, you know exactly what it takes to do so — and how nice it […]
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