How To Transform Your Finances in 12 Months

I’ve said it before and I’ll say it again: financial strategies are better than financial plans. This is a mindset the focuses on developing good financial habits instead of worrying about every penny. This way you reap all the rewards of consistency, while still being open to new opportunities and resilient to unexpected setbacks. So instead of worrying about the numbers, I hope you approach the next 12 as an opportunity to hone good financial behaviors instead of trying to hit arbitrary goals — I promise, you’ll far surpass the goals if you have the right methods in place. Below are a few suggestions! Make a flexible budget A flexible budget slightly overestimates variable expenses, includes a buffer for miscellaneous or unexpected costs, and includes spending money for leisure and fun. The easiest way to make your budget work is to earn more money. But the second easiest way is to simply […]

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